Travel Insurance Glossary

Insurance documents can be confusing and use a large number of technical terms. It is important that you understand the terms of your policy fully before you buy so we have compiled a list of some common terms to help you understand your policy:

Annual policy

A travel policy with a term of one year

Pre-Existing Medical Condition

Any medical condition or any symptoms present at the start of the insurance.

Excess

This is the amount you must pay towards any claim.

Winter sports

Recreational skiing and snowboarding in recognised resort areas that have marked pistes or runs designed for public use. You will be expected to ski safely, take notice of any local warnings or advice, and not recklessly put yourself in danger.